define "business"

Every taxpaying individual is actually a business as a sole proprietor. A sole proprietorship is the easiest and simplest form of business ownership. It is owned by one person. There is no distinction between the person and the business. The name of the business is the exact same name of the person. Think of anything you have done on the side, reselling household items, sporting equipment, tutoring, housesitting, fashion consulting, mentoring.... Maybe you have made a few bucks with this venture or maybe you project to make a few bucks this year. 

When applying for for the biz cards apply as a SOLE PROPRIETOR using your SSN not an EIN (unless you have an EIN then you can open the set twice!) using your same exact name as your business name! Then there are drop downs where you choose what type of business you have. You pick whatever is the closest to what you’ve done before like a side hustle. I have an “education support” business since I tutor math very occasionally. Also, since I’ve resold baby stuff before this counts as a business too. Your income on the application is total combined gross household income if there’s any other adults in your house that is the combined total of all that gross income. Your business projected annual income what would you hope to make. You don’t want that number to be zero. It could be very small. Your projected monthly spend is just whatever you’d most likely spend in a month putting all your expenses on the card. Chase does not care what expenses are on the business card, remember YOU are your business, your expenses are business expenses.